Representative interior of a flat in Westminster — not actual photos of this home. The “Location” tab shows the real building; ask the agent for interior photos and a viewing.
Zone 1 Flat

Garden Flat, 28a Church Street, NW8 8EP NW8 8EP

1-bed flat

Westminster, London

~£805,000
Leasehold · 205 yrs left
EPC C
Estimated guide price (from size & zone) — confirm the actual figure with the agent.
1
Bedroom
1
Bathroom
Flat
Type
Now
Available
furnished Min 6 months

About this property

A 1-bedroom flat in Westminster. EPC rating C. Around 5 min walk to the nearest station.

Transport & Commute

Edgware Road (Bakerloo)
Zone 1 · 5 min walk from this property
Bakerloo

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Council Tax — Band B

Westminster · 2024/25 rates

B
Band B — 1991 property value: £40,001 – £52,000

Band B covers smaller flats and some 1-bed properties. Rateable value was £40,001–£52,000 in 1991.

Calculated as 7/9 of the Band D rate (£868/yr in Westminster)

Annual
£675
Monthly
£56
(÷12)
Weekly
£13

Councils bill in 10 monthly instalments (April–January). That's £68/month for 10 months, then nothing in Feb and March.

Living alone? You get 25% off Save £169/yr
With 25% single discount
£506/yr
£42/mo
Apply online at Westminster council's website. You'll need your address and move-in date.
Band 1991 value Annual Monthly
A Up to £40,000 £579 £48
B £40,001 – £52,000 £675 £56
C £52,001 – £68,000 £772 £64
D £68,001 – £88,000 £868 £72
E £88,001 – £120,000 £1,061 £88
F £120,001 – £160,000 £1,254 £105
G £160,001 – £320,000 £1,447 £121
H Over £320,000 £1,736 £145

Exemptions & discounts

  • Students: Full-time students are 100% exempt
  • Under 18: Not counted toward the household total
  • Severe mental impairment: Fully disregarded
  • Care leavers: Under-25 care leavers may be exempt

Cost to buy

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Deposit % · £
Interest rate %
Mortgage term years

Upfront cash needed

Deposit (%) £
Stamp duty (SDLT) First-time buyer rate
£
Legal & survey (est.) £
Total cash needed £

Monthly cost

Mortgage £ over yrs @ %
£
Service charge £
Ground rent £
Council tax £
True monthly cost £
Income typically needed £/yr

Estimates only — based on a repayment mortgage and standard England SDLT rates. Lenders, rates and fees vary. Always get independent mortgage and legal advice.

Property facts

Tenure

Leasehold · 205 yrs left

Lease remaining

205 years

Service charge

£1,832/yr

Ground rent

£201/yr

EPC rating

C

Council tax band

Band B

Location

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At a glance

Headline numbers for this purchase

Asking price £805,000
Cash needed (10% deposit) £110,250
Stamp duty £27,750
Tenure Leasehold · 205 yrs left
Est. monthly cost £4,253

Mortgage + service charge + council tax. Full breakdown opposite.

Contact

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