Representative interior of a flat in Waltham Forest — not actual photos of this home. The “Location” tab shows the real building; ask the agent for interior photos and a viewing.
Zone 5 Flat

Flat 6, Ridgeway Court, 27 The Ridgeway, E4 6QN E4 6QN

Studio flat

Waltham Forest, London

~£146,000
Share of Freehold · 99 yrs left
EPC C
Estimated guide price (from size & zone) — confirm the actual figure with the agent.
Studio
1
Bathroom
Flat
Type
Now
Available
furnished Min 6 months

About this property

A 1-bedroom flat in Waltham Forest. EPC rating C. Around 40 min walk to the nearest station.

Transport & Commute

Chingford
Zone 5 · 11 min walk from this property
Weaver

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Council Tax — Band A

Waltham Forest · 2024/25 rates

A
Band A — 1991 property value: Up to £40,000

Band A is the lowest council tax band — typically smaller flats and rooms. The 1991 rateable value was under £40,000.

Calculated as 6/9 of the Band D rate (£1,871/yr in Waltham Forest)

Annual
£1,247
Monthly
£104
(÷12)
Weekly
£24

Councils bill in 10 monthly instalments (April–January). That's £125/month for 10 months, then nothing in Feb and March.

Living alone? You get 25% off Save £312/yr
With 25% single discount
£935/yr
£78/mo
Apply online at Waltham Forest council's website. You'll need your address and move-in date.
Band 1991 value Annual Monthly
A Up to £40,000 £1,247 £104
B £40,001 – £52,000 £1,455 £121
C £52,001 – £68,000 £1,663 £139
D £68,001 – £88,000 £1,871 £156
E £88,001 – £120,000 £2,287 £191
F £120,001 – £160,000 £2,702 £225
G £160,001 – £320,000 £3,118 £260
H Over £320,000 £3,742 £312

Exemptions & discounts

  • Students: Full-time students are 100% exempt
  • Under 18: Not counted toward the household total
  • Severe mental impairment: Fully disregarded
  • Care leavers: Under-25 care leavers may be exempt

Cost to buy

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Deposit % · £
Interest rate %
Mortgage term years

Upfront cash needed

Deposit (%) £
Stamp duty (SDLT) First-time buyer rate
£
Legal & survey (est.) £
Total cash needed £

Monthly cost

Mortgage £ over yrs @ %
£
Service charge £
Ground rent £
Council tax £
True monthly cost £
Income typically needed £/yr

Estimates only — based on a repayment mortgage and standard England SDLT rates. Lenders, rates and fees vary. Always get independent mortgage and legal advice.

Property facts

Tenure

Share of Freehold · 99 yrs left

Lease remaining

99 years

Service charge

£2,547/yr

Ground rent

Peppercorn

EPC rating

C

Council tax band

Band A

Location

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At a glance

Headline numbers for this purchase

Asking price £146,000
Cash needed (10% deposit) £16,600
Stamp duty £0
Tenure Share of Freehold · 99 yrs left
Est. monthly cost £1,046

Mortgage + service charge + council tax. Full breakdown opposite.

Contact

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