Representative interior of a flat in Kensington and Chelsea — not actual photos of this home. The “Location” tab shows the real building; ask the agent for interior photos and a viewing.
Zone 2 Flat

Flat 11, 106 Gloucester Road, SW7 4RH SW7 4RH

1-bed flat

Kensington and Chelsea, London

~£600,000
Leasehold · 226 yrs left
EPC D
Estimated guide price (from size & zone) — confirm the actual figure with the agent.
1
Bedroom
1
Bathroom
Flat
Type
Now
Available
furnished Min 6 months

About this property

A 1-bedroom flat in Kensington and Chelsea. EPC rating D. Around 3 min walk to the nearest station.

Transport & Commute

Gloucester Road
Zone 2 · 3 min walk from this property
Circle District Piccadilly

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Council Tax — Band B

Kensington and Chelsea · 2024/25 rates

B
Band B — 1991 property value: £40,001 – £52,000

Band B covers smaller flats and some 1-bed properties. Rateable value was £40,001–£52,000 in 1991.

Calculated as 7/9 of the Band D rate (£1,121/yr in Kensington and Chelsea)

Annual
£872
Monthly
£73
(÷12)
Weekly
£17

Councils bill in 10 monthly instalments (April–January). That's £87/month for 10 months, then nothing in Feb and March.

Living alone? You get 25% off Save £218/yr
With 25% single discount
£654/yr
£54/mo
Apply online at Kensington and Chelsea council's website. You'll need your address and move-in date.
Band 1991 value Annual Monthly
A Up to £40,000 £747 £62
B £40,001 – £52,000 £872 £73
C £52,001 – £68,000 £996 £83
D £68,001 – £88,000 £1,121 £93
E £88,001 – £120,000 £1,370 £114
F £120,001 – £160,000 £1,619 £135
G £160,001 – £320,000 £1,868 £156
H Over £320,000 £2,241 £187

Exemptions & discounts

  • Students: Full-time students are 100% exempt
  • Under 18: Not counted toward the household total
  • Severe mental impairment: Fully disregarded
  • Care leavers: Under-25 care leavers may be exempt

Cost to buy

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Deposit % · £
Interest rate %
Mortgage term years

Upfront cash needed

Deposit (%) £
Stamp duty (SDLT) First-time buyer rate
£
Legal & survey (est.) £
Total cash needed £

Monthly cost

Mortgage £ over yrs @ %
£
Service charge £
Ground rent £
Council tax £
True monthly cost £
Income typically needed £/yr

Estimates only — based on a repayment mortgage and standard England SDLT rates. Lenders, rates and fees vary. Always get independent mortgage and legal advice.

Property facts

Tenure

Leasehold · 226 yrs left

Lease remaining

226 years

Service charge

£2,282/yr

Ground rent

£266/yr

EPC rating

D

Council tax band

Band B

Location

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At a glance

Headline numbers for this purchase

Asking price £600,000
Cash needed (10% deposit) £79,500
Stamp duty £17,500
Tenure Leasehold · 226 yrs left
Est. monthly cost £3,286

Mortgage + service charge + council tax. Full breakdown opposite.

Contact

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