Representative interior of a flat in Croydon — not actual photos of this home. The “Location” tab shows the real building; ask the agent for interior photos and a viewing.
Zone 4 Flat

Flat C,, 56, Portland Road, SE25 4PQ SE25 4PQ

Studio flat

Croydon, London

~£46,000
Leasehold · 176 yrs left
EPC D
Estimated guide price (from size & zone) — confirm the actual figure with the agent.
Studio
1
Bathroom
11 m²
Floor area
Flat
Type
Now
Available
furnished Min 6 months

About this property

A 1-bedroom flat in Croydon. EPC rating D. Around 37 min walk to the nearest station.

Transport & Commute

Norwood Junction
Zone 4 · 3 min walk from this property
Windrush National Rail

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Council Tax — Band A

Croydon · 2024/25 rates

A
Band A — 1991 property value: Up to £40,000

Band A is the lowest council tax band — typically smaller flats and rooms. The 1991 rateable value was under £40,000.

Calculated as 6/9 of the Band D rate (£2,100/yr in Croydon)

Annual
£1,400
Monthly
£117
(÷12)
Weekly
£27

Councils bill in 10 monthly instalments (April–January). That's £140/month for 10 months, then nothing in Feb and March.

Living alone? You get 25% off Save £350/yr
With 25% single discount
£1,050/yr
£88/mo
Apply online at Croydon council's website. You'll need your address and move-in date.
Band 1991 value Annual Monthly
A Up to £40,000 £1,400 £117
B £40,001 – £52,000 £1,633 £136
C £52,001 – £68,000 £1,867 £156
D £68,001 – £88,000 £2,100 £175
E £88,001 – £120,000 £2,567 £214
F £120,001 – £160,000 £3,033 £253
G £160,001 – £320,000 £3,500 £292
H Over £320,000 £4,200 £350

Exemptions & discounts

  • Students: Full-time students are 100% exempt
  • Under 18: Not counted toward the household total
  • Severe mental impairment: Fully disregarded
  • Care leavers: Under-25 care leavers may be exempt

Cost to buy

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Deposit % · £
Interest rate %
Mortgage term years

Upfront cash needed

Deposit (%) £
Stamp duty (SDLT) First-time buyer rate
£
Legal & survey (est.) £
Total cash needed £

Monthly cost

Mortgage £ over yrs @ %
£
Service charge £
Ground rent £
Council tax £
True monthly cost £
Income typically needed £/yr

Estimates only — based on a repayment mortgage and standard England SDLT rates. Lenders, rates and fees vary. Always get independent mortgage and legal advice.

Property facts

Tenure

Leasehold · 176 yrs left

Lease remaining

176 years

Service charge

£2,461/yr

Ground rent

£230/yr

EPC rating

D

Council tax band

Band A

Location

At a glance

Headline numbers for this purchase

Asking price £46,000
Cash needed (10% deposit) £6,600
Stamp duty £0
Tenure Leasehold · 176 yrs left
Est. monthly cost £571

Mortgage + service charge + council tax. Full breakdown opposite.

Contact

Enquiries for this listing are handled through EasyMove — use the enquiry form above and we'll pass your message on.